Rural Lives: Understanding financial hardship and vulnerability in rural areas

Mark Shucksmith; Polly Chapman; Jayne Glass; Jane Atterton

Rural Lives: Understanding financial hardship and vulnerability in rural areas

Mark Shucksmith
, Polly Chapman
, Jayne Glass
, Jane Atterton

Rural Policy Centre

Research output: Book/Report/Policy Brief/Technical Brief › Commissioned report › peer-review

697 Downloads (Pure)

Abstract

Recent analysis shows that half of all rural residents in Britain fell into poverty at some time during 1991-2008, and the Financial Conduct Authority found in 2018 that more than half of rural residents exhibit financial vulnerability.
This project investigates why and how people in rural areas experience (and negotiate) poverty and social exclusion, with a focus on financial hardship and vulnerability. It examines the roles of societal processes, individual circumstances and various sources of support (markets; state; voluntary and community organisations; family and friends). Interviews were conducted with individuals experiencing financial vulnerability and representatives of organisations offering support in three case study areas between October 2019 and September 2020, so both before and during the Covid-19 pandemic. The study areas were Harris, East Perthshire and Northumberland.

Original language	English
Commissioning body	Standard Life Foundation
Number of pages	38
Publication status	Print publication - 22 Mar 2021

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 10 Reduced Inequalities

Keywords

rural
poverty
social exclusion
financial hardship
financial vulnerability
COVID-19
rural business
tourism
housing
community
welfare
social policy
rural policy

Access to Document

Rural Lives - Executive Summary 2021Final published version, 2.66 MB
Rural Lives - understanding financial hardship and vulnerability in rural areas - Full report 2021Final published version, 9.06 MB

Cite this

@book{82d7f9e2c28a490fad95e8b5b4e136ab,

title = "Rural Lives: Understanding financial hardship and vulnerability in rural areas",

abstract = "Recent analysis shows that half of all rural residents in Britain fell into poverty at some time during 1991-2008, and the Financial Conduct Authority found in 2018 that more than half of rural residents exhibit financial vulnerability. This project investigates why and how people in rural areas experience (and negotiate) poverty and social exclusion, with a focus on financial hardship and vulnerability. It examines the roles of societal processes, individual circumstances and various sources of support (markets; state; voluntary and community organisations; family and friends). Interviews were conducted with individuals experiencing financial vulnerability and representatives of organisations offering support in three case study areas between October 2019 and September 2020, so both before and during the Covid-19 pandemic. The study areas were Harris, East Perthshire and Northumberland.",

keywords = "rural, poverty, social exclusion, financial hardship, financial vulnerability, COVID-19, rural business, tourism, housing, community, welfare, social policy, rural policy",

author = "Mark Shucksmith and Polly Chapman and Jayne Glass and Jane Atterton",

year = "2021",

month = mar,

day = "22",

language = "English",

}

TY - BOOK

T1 - Rural Lives

T2 - Understanding financial hardship and vulnerability in rural areas

AU - Shucksmith, Mark

AU - Chapman, Polly

AU - Glass, Jayne

AU - Atterton, Jane

PY - 2021/3/22

Y1 - 2021/3/22

N2 - Recent analysis shows that half of all rural residents in Britain fell into poverty at some time during 1991-2008, and the Financial Conduct Authority found in 2018 that more than half of rural residents exhibit financial vulnerability. This project investigates why and how people in rural areas experience (and negotiate) poverty and social exclusion, with a focus on financial hardship and vulnerability. It examines the roles of societal processes, individual circumstances and various sources of support (markets; state; voluntary and community organisations; family and friends). Interviews were conducted with individuals experiencing financial vulnerability and representatives of organisations offering support in three case study areas between October 2019 and September 2020, so both before and during the Covid-19 pandemic. The study areas were Harris, East Perthshire and Northumberland.

AB - Recent analysis shows that half of all rural residents in Britain fell into poverty at some time during 1991-2008, and the Financial Conduct Authority found in 2018 that more than half of rural residents exhibit financial vulnerability. This project investigates why and how people in rural areas experience (and negotiate) poverty and social exclusion, with a focus on financial hardship and vulnerability. It examines the roles of societal processes, individual circumstances and various sources of support (markets; state; voluntary and community organisations; family and friends). Interviews were conducted with individuals experiencing financial vulnerability and representatives of organisations offering support in three case study areas between October 2019 and September 2020, so both before and during the Covid-19 pandemic. The study areas were Harris, East Perthshire and Northumberland.

KW - rural

KW - poverty

KW - social exclusion

KW - financial hardship

KW - financial vulnerability

KW - COVID-19

KW - rural business

KW - tourism

KW - housing

KW - community

KW - welfare

KW - social policy

KW - rural policy

UR - https://www.rurallives.co.uk/

UR - https://www.standardlifefoundation.org.uk/en/our-work/publications/rural-financial-hardship-final-report

M3 - Commissioned report

BT - Rural Lives

ER -

Rural Lives: Understanding financial hardship and vulnerability in rural areas

Abstract

UN SDGs

Keywords

Access to Document

Other files and links

Fingerprint

Rural Lives - understanding financial hardship and vulnerability in Blairgowrie and the Glens

The Future of Youth in Rural Areas - panel debate

Rural Lives: Understanding financial wellbeing and vulnerability in rural Scotland and rural England

On the Margins? Understanding financial hardship in remote and rural areas

Improving our understanding of child poverty in rural and island Scotland

Covid-19, lockdowns and financial hardship in rural areas: Insights from the Rural Lives project

Cite this

Rural Lives: Understanding financial hardship and vulnerability in rural areas

Abstract

UN SDGs

Keywords

Access to Document

Other files and links

Fingerprint

Activities

Rural Lives - understanding financial hardship and vulnerability in Blairgowrie and the Glens

The Future of Youth in Rural Areas - panel debate

Rural Lives: Understanding financial wellbeing and vulnerability in rural Scotland and rural England

Projects

On the Margins? Understanding financial hardship in remote and rural areas

Research output

Improving our understanding of child poverty in rural and island Scotland

Covid-19, lockdowns and financial hardship in rural areas: Insights from the Rural Lives project

Cite this